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Embracing the next growth frontier- Subscription Banking

Live Webinar
April 14, 2021
02:00 PM British Summer Time
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Riding the wave of Subscription banking: Can Banks script their own success story?

Subscription based offers have been a major disruptor to other industries and industry incumbent’s value propositions, for example, Spotify in the music industry, car sharing services in the automotive industry etc. This trend is showing no signs of stopping, as paid subscriptions rose 40% in 2020.
Corporate banking is facing ever increasing challenges from Fintechs and digital only banks, who are threatening to take away major revenue share with simplified offerings. Traditional clients who are at the top end are demanding simplicity and clarity of information, while at the bottom end looking for price assurance. To meet customer demand around experience and transparency, challenger banks Aion, Revolut and neo banks like N26 have started to offer Subscription based offers. Will this be the new norm in financial services? And if so, what effect will they have on the market shares and profitability ratios?

Join Oracle Financial Services and RIA Advisory on April 14 as we uncover:
  • Subscription based offers- market, drivers, challenges
  • Inhibitors: Is it technical limitation or business skepticism?
  • Impact areas that will be affected by subscription offers and opportunities for financial services

Featured Speakers

Debashis Kar

Debashis Kar

Director, Pricing & Billing, GLCM Global COO, HSBC BANK PLC
Debashis has over 17 years’ experience in Transaction Banking/Financial Services across Payments, Liquidity, Cash Management, Pricing strategies, billing systems and Credit cards issuance and acquiring.In the current role, as the Director of Pricing and billing looks after Pricing and Billing for HSBC GLCM globally. He is responsible for ensuring fair and transparent pricing along with accurate billing through bank’s pricing policies, systems and governance structures, for GLCM products and services.He has worked in major banks of UK and USA in various roles across different transaction banking product areas. He is an MBA from FMS, University of Delhi and a B. Tech from National Institute of Technology, India. Debashis is passionate about delivering compelling propositions for customers that drive sustainable revenue through cost and value-based pricing strategies.

Harsh Raut

Harsh Raut

Head of Pricing and Billing, Payments, Liquidity and FX, Barclays Corporate Banking
Harsh Raut heads the Pricing and Billing, Payments, Liquidity and FX at Barclays for both Corporate and Business Banking Clients. A Pricing and Revenue Management professional, Harsh, has a particular interest in how technology is going to shape decision making and aid the process of price discovery across industries. He has a diverse and global experience in the Financial Services sector across Product , Operations and Technology.

Conor Colleary

Conor Colleary

Group Vice President, Oracle Financial Services Global Business Unit
Conor Colleary is Group Vice President for Oracle’s Financial Services Business Unit. He leads Alliances & Channels, Customer Success and Solution Consulting, a global team of domain experts, across Banking, Analytics and Insurance, who work with Financial Institutions to understand their problems and position the best Oracle solutions to solve them.

Conor has over 25 years of experience in Financial Services and Technology, having worked for Thomson Reuters and Misys. He has experience in professional services, sales and pre-sales and has collaborated with banks all over the world in Retail and Corporate Banking as well as Capital Markets. In his last role before joining Oracle, he was exposed to the world of private equity and company transformation.

Conor has a passion for driving step change improvement in customer outcomes, employee engagement and financial results. He believes that all organisations can benefit from best practices and having the best people focused on delivering world class results to clients.

Educated in Dublin with a Degree in International Marketing and a post graduate diploma in Information Technology, Conor lives in Dublin with his wife and 3 children and is an avid sailor who would love to sail around the world… one day

Sudipta Banerjee

Sudipta Banerjee

Senior Director, RIA Advisory
Sudipta has 20+ years of industry experience in Transaction Banking. Prior to RIA, Sudipta was heading up Business Change and Strategy for Barclays Transaction Bank. Over the years, Sudipta has successfully led many revenue management initiatives in Europe and in the US

Steffan Collier

Steffan Collier

Oracle Financial Services Revenue Management and Billing Sales Lead – CEE & CIS, Oracle Financial Services Global Business Unit
Steffan works with both financial and non-financial enterprises, solving order management and billing problems. He is responsible for helping customers resolve their issues in revenue management and billing.

Jointly hosted with Ria


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